What makes OV and EV certificates the more premium solutions, is that they bolster a website's trust, along with offering first-rate encryption technology.
A single organization validated certificate will secure just one unique domain name, like www.yourdomain.com. If you need to secure additional subdomains, you either need to purchase multiple certificates or a Wildcard certificate (see Wildcard Organization Validated Certificates section below).
From the comparison above, you find that the biggest difference between a low cost and premium OV certificate is the warranty amount. Warranty is an insurance for an end user against loss of money when submitting a payment on an SSL-secured site.
If your company has multiple subdomains (*.domain.com), a great option is to purchase a Wildcard Certificate. A single certificate allows you to secure an unlimited number of subdomains - easier to maintain than a certificate for every subdomain and often less expensive.
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